How to take loan from PayMe India App?

PayMe India Personal Loan Apply: Generally a common man needs money to do his small work. For which he either goes to the bank or to a friend or relative. But every time it is a little difficult to get a loan. To overcome such problems, PayMe India App can be a good option for you.

Well, in our previous articles we told you Best Instant Loan App Information is given about, through which you can get loan immediately. But in this article we will give detailed information about another loan application PayMe India.

In this article, we will know how to get a loan from PayMe India, what documents will be required for the loan, how much interest will be charged on the loan, what will be the loan tenure, eligibility criteria, and what are the features.

What is PayMe India

PayMe India is an instant loan application, through which a salaried or self-employed person can get instant loan from Rs 2000 to Rs 2 lakh sitting at home.personal loan Can get. Apart from personal loan, this app also provides the facility of future mutual fund.

There is no restriction on using the loan taken from PayMe India, you can use the loan amount anywhere as per your need, like for education, travel, marriage, paying daily bills, etc.

Pemi India App was developed by Huey Tech Pvt Ltd in the year 2016. It was launched by, currently the CEO of this company is Mahesh Shukla. So far, more than 1 million people have downloaded this app from Google Play Store and more than 90 thousand people have given this app a rating of 4.3/5.

Is PAYME INDIA APP safe?

PayMe India App is operated by Huey Tech Pvt Ltd. This company is registered by the Reserve Bank of India (RBI) under Non-Banking Financial Company (NBFC), hence it follows the rules made by RBI. The company claims that it does not share any customer information with any third-party. Therefore we can say that PayMe India App is a completely safe and reliable loan application.

Key Features of PAYME INDIA

Following are the main features of PayMe India.

• The loan taking process is 100% digital.
• Facility to avail instant personal loan up to Rs 2 lakh.
• No guarantor is required to take a loan.
• Flexible tenure available for repayment of loan.
• Minimum documents are required to take a loan.
• You can convert your short-term personal loan into EMI term loan.
• There is no charge for full repayment of the loan before time.
• PayMe India gives you unsecured loans so you do not need to pledge any property.

QUICK REVIEW OF PAYME INDIA

ELIGIBILITY CRITERIA

To take a personal loan from Pemi India, it is necessary to have the following qualifications.

• Age:21 to 58 years
• Citizenship:Indian
• CIBIL Score: more than 650
• monthly salary: Minimum monthly salary of Rs 15000
• KYC:Must have all required KYC documents.

Documents required to take loan from PAYME INDIA.

When you apply for a personal loan on PayMe India, you must have the required KYC documents, income proof, business details, etc. which are as follows.

• Identity Proof: PAN Card, Passport, Driving License, Voter ID Card
• Signature Proof:Passport, PAN Card
• Accommodation: Passport, Electricity Bill, Gas Bill, Driving License, Voter ID, Ration Card, Rent Nama, Bank Statement
• Income Ratio:
  • salaried: Last 3 months salary slip, ITR return or Form 16
  • Self Employed: Previous year’s ITR return and business proof (license, registration certificate, service tax registration)
• Bank Account: Account number and IFSC Code of the bank account in which you want to get the loan amount.
• Mobile number and email ID

How to take loan from Pemi India?

To take a loan from Pemi India, follow the process given below along with all your necessary documents.

• First of all download PayMe India App from Play Store on your phone.
• After this, open the app and signup by entering your mobile number and email ID.
• Now create your 4 digit PIN number.
• After this you have to complete the eKYC process, in which you have to enter your Aadhar card number and click on Continue.
• OTP will come on the mobile number linked to your Aadhar card, which has to be entered to verify.
• Now you have to upload a selfie by entering your PAN card number and date of birth.
• After this, you have to enter the account number and IFSC code of the bank account in which you want to receive the loan amount and submit it.
• Now you have to upload the bank statement of last 3 months and click on Continue.
• After this your loan application will be processed. If you are eligible for the loan then your loan will be approved. And if your loan application is rejected, you can apply again after 3 months.
• After the loan is approved, you will get a form in which you have to fill your personal information.
• After this, you will see in the dashboards how much loan you will get, how much interest will be charged, and what will be the time period.
• You can choose the loan and time period as per your convenience. And can submit.
• After this, your loan will be transferred to the given bank account within the next 24 hours.

In this way you can apply for loan on PayMe India App.

For how long does PAYME INDIA give loan?

PayMe India App gives you personal loan for a period ranging from 3 months to 12 months, you can decide the loan period according to your income and expenses. That means you have to choose a tenure whose EMI you can easily pay every month.

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