If you need money to complete personal tasks and you are not able to get a loan from anywhere, then NIRA App can be a better option for you. You can easily get a personal loan of Rs 1 lakh from Neera App without any paperwork.
Although you will find many onlineBest Loan Application You will get help with the help of which you can get loan immediately. One of these is NIRA App with the help of which you can get a personal loan quickly.
In this article, we will give complete information about NIRA App, in which we will know how to get loan from NIRA App, what documents are required for the loan, how much interest will be charged, what is the loan repayment period, and what are the main features of NIRA App. Etcetera. So let’s knowHow to get loan from NIRA App?
what is neera app
NIRA is an online loan giving mobile application, through which you can get instant loan ranging from Rs 5 thousand to Rs 1 lakh. personal loan With minimum paperwork, you can get 2 to 3 percent monthly interest rate.
Neera App, in collaboration with some of its Lending Partners, provides loan without security deposit and without guarantor for a period ranging from 3 months to 2 years.
NIRA app was launched on 23 April 2018 by Rohit Sen and Nupur Gupta in Bangalore, Karnataka. Since then, the Neera app has been downloaded by over 5 million people from the Google Play Store and given a 4.5/5 rating by over 1 lakh people.
Is it safe to take loan from Neera App?
NIRA App is registered by the Reserve Bank of India (RBI) under Non Banking Financial Company (NBFC). Because of which it works under the rules made by RBI. Therefore we can say that NIRA App is a reliable and secure loan application.
QUICK REVIEW OF NIRA LOAN APP
| main point | About Neera App |
| app name | NIRA Instant Personal Loan App |
| Types of Loan | Personal Loan |
| company’s name | Shuhari Tech Ventures Pvt. Ltd. |
| Neera App Headquarters | Bangalore, Karnataka, India |
| Neera’s owner | Rohit Sen and Nupur Gupta |
| Launch of Nira App | 2017 |
| total downloads | more than 5 million |
| Rating on Play Store | 4.5/5 |
Features of Neera Loan App
The main features of Neera app are as follows.
- 100% online loan process without any paperwork.
- Know your loan eligibility in 3 minutes and get the loan instantly.
- The interest rates for Neera Personal Loan range between 1.67% to 2.25% per month. If you repay the loan on time, your interest rate will reduce with time.
- Flexible loan repayment tenure from 3 to 12 months.
- Transparent loan process with no hidden charges.
- No guarantor is required to take a loan.
- After the loan is approved, the loan amount is transferred to your bank account within 24 hours.
Documents required to take loan from NIRA APP
You require the following documents to take a personal loan from NIRA App.
- PAN Card
- Aadhaar Card
- bank account
- 3 months bank statement or monthly salary slip
- Photo- Selfie has to be uploaded at the time of loan application.
Eligibility to take loan from NIRA APP
You must have the following eligibility criteria to take loan from NIRA App.
- Citizenship: Indian
- Age Limit: From 22 years to 59 years
- monthly income: Minimum Rs 12 thousand per month
- Work experience: Minimum 6 months experience
- CIBIL Score: more than 681
NIRA APP LOAN DETAILS
| main point | Nira Loan Details |
| Types of Loan | Personal Loan |
| loan limit | From Rs 5 thousand to Rs 1 lakh |
| Rate of interest | 2% to 3% per month |
| processing fee | 1% to 4%+ GST |
| EMI period | 3 months to 24 months |
How to download Neera App?
You can easily download Neera app from Google Play Store, if you are facing any problem in downloading, then follow the steps given below.
- First of all open Play Store in the phone.
- Now type NIRA and search.
- Neera app will appear in front of you, you have to click on the Install option.
- After some time Neera app will be installed in your phone.
In this way you can download Neera app.
How to get loan from Neera App?
To take a loan from Neera App, follow the loan process given below with all your required documents.
- First of all, download Neera app on your phone and open it.
- Now sign up by entering your 10 digit mobile number.
- Now select your language and click on ok.
- After this, select your Loan Amount and Tenure and click on EMI Calculator and Process option.
- Now you will come across some questions related to NIRA Loan, read them and click on Apply Now option.
- Now you will be asked for some permission which you should allow.
- After this you will be asked for permission to access Personal Details, Contact, Location, Camera, SMS, etc. You have to click on the Privacy Policy option and click on the Ok I Understand option.
- After this you have to enter your mobile number which is linked to your Aadhaar and click on Get OTP.
- After this, an OTP will come on your mobile number which you have to enter to verify.
- After this you have to fill some personal information. As –
- Are you a salaried person or a self employee?
- Your income is received in the bank or in cash.
- What is your monthly income?
- Your name which is in Aadhaar card
- your date of birth
- email id
- Mobile number which is currently active
- Pin code number of the place where you live
- your work experience
- Name of the organization or company you work for
- Gender
- Your Marital Status
- Is your mobile number linked to your Aadhar card?
- Have you taken any loan in the past?
- Reason for taking loan
- loan amount
- After filling all the information, click on Proceed option.
- If you are found eligible for a loan, you will get this information through SMS or phone call.
- After this you have to upload all your necessary documents and submit bank details.
- After submitting all the documents, the loan amount will be transferred to your bank account within the next 24 hours.
In this way, you can apply for NIRA loan by following all the processes given above.