Bajaj Finserv Personal Loan 2024:

Bajaj Finserv Personal Loan Apply 2024: Friends, in today’s article we are going to understand the questions related to Bajaj Finserv personal loan and the process of applying for that loan. Under this article, today we will know some important questions related to bajaj finserv personal loan like the interest rate of bajaj finserv personal loan, the amount you will get under bajaj finserv personal loan, what is the eligibility criteria of bajaj finserv personal loan.

But before understanding all these things, it is very important for us to know what is Bajaj Finance or Bajaj Finserv.

What is Bajaj Finserv?

Friends, Bajaj Finserv is an old NBFC (Non-Banking Financial Institution) registered by RBI whose headquarters is in Pune, Maharashtra, India. This company has been working for more than 11 years in all the diverse areas related to finance and loans.

Bajaj Finserv is India’s largest well-known and popular finance institution which has participated in the progress of many people and small businessmen by providing loans to them in the last 11 years.

Features of Bajaj Finserv Personal Loan

Friends, if you are interested in taking Bajaj Finserv Personal Loan, then you should know about the features related to this loan, some of which are as follows:-

  • Simple, accessible and easy process to apply for loan online and offline
  • Quick online application process in less than 5 minutes
  • Quick approval of loan amount up to Rs. 25 lakhs
  • Transfer of loan amount to bank account within 24 hours
  • Minimal documentation and fastest loan processing time
  • Flexible EMI Structure
  • No collateral, security or guarantee required
  • One stop solution for all small and big loan needs related to your loan problems

These are some of the features of Bajaj Finserv Personal Loan.

Amount received from Bajaj Finserv Personal Loan

Friends, if we are taking a loan from somewhere then it is important for us to know whether we are getting the loan amount as per our requirement or not.

If we talk about Bajaj Finserv, then from here you can get a minimum of Rs 1 lakh to Rs 25 lakh. The amount of this loan you get from Bajaj Finserv depends on your CIBIL Score, Credit History, and many other things. If your salary is good and your CIBIL score and history is good, then you will not face any problem in getting a loan up to Rs. 25 lakh from Bajaj Finance.

Bajaj finserv personal loan repayment deadline

Friends, the time given to repay any loan taken is very important for us. Because it depends on whether we are able to easily repay our loan within the time given to repay this loan or not.

If we talk about the time you get to repay the loan from Bajaj Finserv, then it depends on the amount of loan taken by you. Bajaj Finserv gives you the time to repay the loan given by them as per the amount of loan taken by you. It gives you a maximum time period of 60 months i.e. up to 5 years.

Bajaj finserv personal loan interest rate

Friends, before taking any loan, it is important for you to know the interest rate charged on that loan. Because the lower the interest rate, the better it will be for us and the more money will be saved.

If we talk about the interest rate charged on the loan amount taken from Bajaj Finserv, then it depends on many things, more or less. Like your Credit Score, Credit History and many other things.

The interest rate you will charge on the loan amount taken from Bajaj Finserv will start from a minimum of 13% and the maximum will depend on your Credit Score, Credit History and many other things which will be decided by Bajaj Finserv.

Bajaj Finserv Personal Loan Application Eligibility

Friends, if you are interested in taking Bajaj Finserv Personal Loan, then you should know the eligibility conditions for applying for it, which are as follows:

  • You must be a citizen of India.
  • You must be at least 21 years of age or older and maximum 67 years of age or older.
  • You must have a private company or government job and a stable income source.
  • Your total monthly income must be at least Rs 22,000 or more.
  • Your CIBIL score must be 750 or more.

You just have to fulfill the eligibility conditions given above.

Documents required for Bajaj Finserv Personal Loan

Friends, if you are interested in taking a personal loan from Bajaj Finserv, then it is important for you to know the documents required to take the loan, which are as follows.

  • KYC documents like your Aadhar Card, PAN Card, Driving License etc.
  • Employee ID card of the place where you work
  • Salary slip of last two months
  • And last 3 months bank account statement

You just need to have the above mentioned documents with you to take a personal loan.

How to take Bajaj Finserv Personal Loan?

Friends, if you are interested in taking a personal loan from Bajaj Finserv, then it is important for you to know the application process of this loan. To take a personal loan from Bajaj Finserv, you can apply in two ways, one is offline which you have to do by visiting the nearest branch of Bajaj Finserv and the other is online where you have to submit the online application yourself.

apply offline

If you want to apply for a personal loan from Bajaj Finserv through offline mode, then first of all you have to take all your necessary documents and visit the nearest Bajaj Finserv branch where the customer representative of Bajaj Finserv will help you in filling your loan application and approve your loan. Will also process for approval.

apply online

Friends, if you want to apply for Bajaj Finserv’s personal loan online, then you just have to follow the process given below.

  • first of all youVisit the website of Bajaj Finserv।
  • After visiting the website, you will see the option of personal loan under the loan tab and click on it.
  • As soon as you reach the personal loan page, you will see the Apply Now button on the right hand side, you have to click on it.
  • After that a form will open in front of you where you have to select your employment type i.e. whether you do a job or are you self-employed.
  • After that you have to give your name, your city and your Aadhaar registered 10 digit number year.
  • After that, check the Terms and Conditions column and click on the GET OTP button. And you have to enter the OTP received on the mobile and proceed.
  • After that another form will open in front of you where you have to share information related to your KYC and information related to your income and proceed with the form.
  • After that you have to select your loan amount. That is, you have to fill the amount of loan you require and submit your form.
  • After submitting your loan application, you will receive a call from a Bajaj Finserv representative within 24 hours to verify certain information.
  • If your loan application is approved, the loan amount is transferred to your bank account within 24 hours.

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