Aditya Birla Personal Loan: Friends, today there are many options available for you to take loan in the market. In which many institutions like banks, NBFCs, financial institutions play a big role. Today we are going to understand about an NBFC Aditya Birla Finance.
Friends, Aditya Birla helps you in meeting your major needs by providing loans. Which includes personal loan, home loan, car loan and many other loans. In today’s article, we are going to know about the personal loan of Aditya Birla Finance Company.
Aditya Birla Finance Personal Loan is a product of Aditya Birla Finance company through which the company provides you loan as per your personal need.
So let us understand more about Aditya Birla Finance Personal Loan, how you can apply for this loan, what will be the interest, what will be the loan amount etc.
What is Aditya Birla Finance Limited?
Aditya Birla finance limited is a subsidiary company of Aditya Birla capital company. This company is engaged in finance and non-banking things. The main businesses of Aditya Birla Finance company are Home Loan, SME Finance, Personal Loan, Wealth Management etc.
This loan is the main source of income of Aditya Birla Finance Company. Which it provides at small and big levels to people like us in their time of need.
What are the features of Aditya Birla Personal Loan?
Some of the features of Aditya Birla Personal Loan are as follows.
- Loan amount up to Rs 50 lakh is available.
- Minimum interest rate is provided.
- No collateral or guarantee is required.
- You can easily apply for loan.
- Time available to repay the loan is up to 7 years.
Up to what amount is Aditya Birla Personal Loan available?
Friends, the amount of loan you get when you apply for Aditya Birla Finance Personal Loan is decided on the basis of your eligibility check and financial risk. Eligibility checks and the extent of financial risk vary at different levels.
If we talk about the loan amount available under Aditya Birla Finance Personal Loan, then you can get a loan up to Rs 50 lakh depending on your financial risk.
For how long is Aditya Birla Personal Loan available?
Before applying for Aditya Birla Finance Personal Loan, it is important for you to know about the time given to repay the loan.
The time you get to repay the loan may be more or less depending on the financial risk you are taking.
In case of Aditya Birla Finance Personal Loan, the time period given to repay the loan taken is up to 7 years. This time may be longer depending on the amount of loan taken.
What is the interest rate of Aditya Birla Personal Loan?
Before applying for any loan, it is very important to know the interest rate charged on it. This helps us understand how much of our money is being spent on the loan taken.
If we talk about the interest rate on loan taken through Aditya Birla Finance Personal Loan, then it can range from 13% to 28%. Whether this interest rate will be low is decided on the basis of their eligibility check and financial risk.
What is the eligibility for Aditya Birla Personal Loan?
To avail Aditya Birla Personal Loan you have to fulfill the following eligibility criteria.
- You must be a resident of India
- You must be 23 years of age or older and over 60
- You must have some source of income
- Your total monthly income must be Rs 25 thousand or more.
What documents are required for Aditya Birla Personal Loan?
To avail Aditya Birla Personal Loan you may require the following documents.
- Aadhar card
- PAN card
- local resident certificate
- 3 months salary slip
- 6 months bank statement
- passport size photo
How to take Aditya Birla Finance Personal Loan?
Friends, if you are looking for a loan and want to apply for Aditya Birla Finance Personal Loan, then you can apply for this loan by following the process given below.
- First of all you have to go to the official website of Aditya Birla Capital.
- Then click on the Personal Finance link under the Financing tab.
- A page of personal loan application will open in front of you.
- You have to read the information and click on the Apply Now button.
- Then the application form will open in front of you.
- All your information has to be filled correctly in that form.
- After filling the information, click on the submit button.
- Then an OTP will come on your mobile, fill it and submit it.
- Then in a few days you will get a call from the team of Aditya Birla Finance Personal Loan.
- Then you have to submit the required documents on the email given by the loan officer.
- Based on the eligibility check, we will tell you whether you are eligible for the loan or not.
- If eligible, they will transfer the loan amount to the bank account given by you within 24 hours.
In this way, you can avail Aditya Birla Personal Loan by visiting Aditya Birla Capital’s website.
Aditya Birla Finance Personal Loan Eligibility Calculator
Friends, if you want to know whether you are eligible for Aditya Birla Finance Personal Loan or not, then you can find out by the method given below.
- First of all Aditya Birla Finance Personal LoanEligibility Calculator Go to the website of.
- After visiting the website, fill in the details of your loan amount.
- Then fill in your salary information.
- Then fill in the details of your expenses and the EMI of your ongoing loan.
- Then fill in the information for how many years you want the loan and at what interest rate.
- After filling the information, click on the Calculate button.
- Then it will be revealed to what extent you are eligible for loan.
- If you are not eligible, that will also be told to you.
Aditya Birla Finance Personal Loan Calculator
Friends, if you want to know how much EMI you have to pay per month on Aditya Birla Finance Personal Loan, then you can find it out by using the EMI calculator given below. You just have to enter some basic information in it and it will tell you how much EMI will come in the month and how much interest will have to be paid.
conclusion
Friends, today we learned about how you can apply for a personal loan under Aditya Birla Finance. Also, we understood about how much amount you will get under this loan, how much interest will be charged, what will be the application process, all these things.
If you also want to apply for Aditya Birla’s personal loan, then you can apply for this loan by following the process given above.
Some questions (FAQ) related to Aditya Birla Finance Personal Loan
How to take personal loan from Aditya Birla Finance?
Friends, if you want to take a personal loan from Aditya Birla Finance, then you can apply for this loan in the manner given above.
How much loan will you get from Aditya Birla Finance Personal Loan?
Friends, if you want to take a personal loan from Aditya Birla Finance, then under this personal loan you can take a personal loan up to Rs 50 lakh depending on your eligibility and financial risk.
How much interest will have to be paid on Aditya Birla Finance Personal Loan?
Friends, if you are thinking of taking a personal loan from Aditya Birla Finance, then you may have to pay interest ranging from 13% to 28% depending on the loan amount. How much interest will be charged will be decided based on your eligibility and financial risk.
What is the customer care number of Aditya Birla Finance Personal Loan?
Friends, if you have any doubt, apprehension or question related to personal loan of Aditya Birla Finance, then you can ask on their customer care number. Their customer care numbers are as follows.
Toll-Free Number : 1800 270 7000
Email ID : care.finance@adityabirlacapital.com
How to know the eligibility of Aditya Birla Finance Personal Loan?
Friends, if you want to check your eligibility before applying for a personal loan in Aditya Birla Finance, then you can check your eligibility by visiting their website in the above manner.
What is the CIBIL score required to take Aditya Birla Finance Personal Loan?
Friends, to apply for personal loan from Aditya Birla Finance, your CIBIL score must be 750 or more.