Money View Personal Loan: Nowadays, along with the needs of people, their expenses have also increased. Be it a wedding at home, repairs to be made in the house, need of money for sudden illness, or to meet many such needs, nothing can be better than a personal loan.
Many government and private banks and other institutions provide personal loans, but the high interest charged on the loan, paperwork and time taken to get the loan are some of the things due to which people get a little worried, but Money View Personal Loan frees you from these problems. Hence it is one of the top rated personal loans in the country.
What is Money View Personal Loan?
Moneyview is a digital platform operated by WhizDM Innovations Pvt. Ltd. Which offers personal loans at interest rates starting from 1.33% per month. It is Rs 10 lakh for a period of up to 5 years. Provides an amount up to. Personal loan applicants can find out whether they are eligible for a loan within 2 minutes and the loan amount is transferred within 24 hours of loan application approval.
The process from applying for the loan to transferring the amount is completely digital. Money View also has its own credit scoring model so that even applicants with low credit scores can get a personal loan. Read this article for more information about Money View personal loan.
Key features and benefits of Money View Personal Loan
1. Eligibility for loan
To avail Money View Personal Loan, you just have to provide some important information. With the help of which we can tell you in just 2 minutes whether you are eligible to take a loan or not. This saves your time.
2. Loan amount
In Money View Personal Loan, you are free to decide the loan amount yourself. You can decide how much you want to borrow. We provide you the facility to take personal loan from Rs 10,000 to Rs 5,00,000. We just check your eligibility. If you are eligible for the loan, you can decide the loan amount at your convenience and with complete freedom.
3. Loan can be repaid as per convenience
Money View gives you complete freedom. You can decide the repayment period of the loan as per your convenience. We give you a maximum time of 60 months to repay the personal loan, so that you can repay the loan easily.
4. Loan amount comes to the account within a day
The loan and loan amount are transferred to your account within just 24 hours of approval. This saves you from the hassle of repeated calls or e-mails.
5. Minimum interest rate
We provide you loan at much lower interest rates as compared to other personal loans. Our interest rates start from 1.33% per month, which is very low and as per your budget.
6. Paperless process
In Money View Personal Loan, the entire process from loan origination to repayment is done digitally. In this way you get relief from submitting photocopies and visiting the bank again and again. You can easily avail Money View Personal Loan online from the comfort of your home.
7. Loan facility against low credit score
We have developed our own advanced internal credit scoring model, which rates your creditworthiness based on a variety of other data points. This way you can take Money View Personal Loan even if you have a low credit score. Your CIBIL score should be at least 650 or Experian score 750.
Eligibility Criteria for Money View Personal Loan
The eligibility criteria for availing Money View Personal Loan are simple which are given below:
- Both employed and non-employed can take this loan.
- Age: 21 to 57 years
- CIBIL score at least 600 or Experian score at least 650
- Minimum Income (per month):
- For employed people –
1. For Mumbai/Thane or NCR – Rs 20,000
2. For metro cities other than Mumbai and NCR – Rs 15,000
3. For other areas – Rs 13,500. - For non-employed – Rs 15,000.
1. The income should come directly into the applicant’s bank account. Those who get salary in cash cannot apply for this loan.
Money view Personal Loan: Required Documents
There are very few documents you need to submit when applying for a Money View Personal Loan. The following documents are required to be submitted to avail a personal loan from Money View:
1. Identity Proof
It is necessary to submit PAN card as identity proof. But if it is rejected due to image quality or other reasons, one of the following documents must be submitted:
- Passport
- Aadhar card
- Voter ID Card
- Driver’s license
2. Address Proof:
- Passport
- Aadhar card
- Voter ID Card
- driving license
- Utility bill (water, gas, electricity) paid within the last 60 days
3. I Ratio:
- For salaried applicants – Last 3 months bank statements (in PDF format) showing credit of salary
- For non-employed applicants – Last 3 months bank statements (in PDF format)
Money view Personal Loan: Customer Care
You can use any of the methods given below to contact Money View Customer Care:
- Via Phone: You can call the company’s customer care number 080-4569-2002
- Email: You can also contact customer care through email. Email addresses for different types of queries are given below:
- For loan payment related queries: payment@moneyview.in
- For loan related queries: loan@moneyview.in
- For general queries: feedback@moneyview.in
Easy process to apply Money view Personal Loan:
1. Download moneyview loans app
2. Provide basic information and check your eligibility in 2 minutes!
3. Repayment tenure and choose your loan amount
4. Verify your income and complete your KYC
5. Get money transferred directly to your bank account in just a few hours!