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How To Take Personal Loan From Upwards App In 2024? Upwards App Personal Loan

How to take personal loan from Upwards App? (Upwards App Personal Loan Details In Hindi) Upwards Loan App Se Personal Loan Kaise le : Review, Download, Features, Loan Amount, Interest Rate, Eligibility, Documents, Upwards Personal Loan Instant Apply Online, Customer Care – All information is being provided in detail in this article.

Upwards App is a Digital Money Lending Platform, which was launched in the year 2017 by Upwards Capital Pvt Ltd. Upwards Loan App offers personal loans up to ₹5 lakh to salaried or employed individuals to meet their emergent and personal needs. Its objective is to help customers meet their sudden financial needs by providing short term personal loans.

Partners of Upwards App Upward Partners

The major NBFC partners of Upwards App are:

  • Upwards Capital Pvt Ltd
  • Aditya Birla Finance Limited
  • HDB Financial Services Ltd 
  • Vivriti Capital Private Limited
  • InCred Financial Services Limited
  • PayU Finance India Private Limited

What is Upwards Personal Loan? , What Is Upwards Personal Loan

Upwards App Personal Loan is an unsecured loan, which is provided to salaried individuals. Private sector or government employees, public undertaking company employees, engineering, nurses or any store employee can also apply for upward personal loan.

Personal loan can be taken to meet various personal needs like marriage, education, medical expenses, home renovation, shopping, travel etc., paying two wheeler or car loan EMIs etc. and can be easily repaid in EMIs.

Upwards App Personal Loan issues short term personal loans, in which you can easily avail a personal loan up to ₹ 5,00,000 for a tenure of 36 months digitally from the comfort of your home.

Upwards Personal Loan Details

Loan Typepersonal loan
loan amount₹25 thousand to ₹5 lakh
Rate of interest16% – 32% PA
repayment period6 to 36 months
processing fee 
Age Rangeover 21 years
DocumentPAN, Aadhaar, Bank Statement, Salary Slip

How much personal loan is available from Upwards?

Upwards App Personal Loan is a short term loan, with loan amounts starting from ₹25,000 to ₹5,00,000. Factors like low risk profile, high credit score, good monthly income affect the personal loan amount, which increases the chances of getting a higher loan.

Personal Loan Upwards Loan App is available for a variety of personal and emergency needs, including wedding expenses, medical bills, expenses for excursion programs, home repairs and improvements, higher education expenses, medical expenses, purchase of vehicle etc.

What is the interest rate for Upwards App Personal Loan?

Upwards App Personal Loan provides loans at attractive interest rates. Interest rates start from 16% PA and go up to 32% PA. To get a loan at a low interest rate, it is important to have a good credit score. Therefore, to maintain a good credit score, loan repayment should always be made on time, because delay in loan payment negatively affects the credit score.

The final interest rate will be determined by the company representative at the time of loan application after looking at your job profile, income and repayment period.

Documents to avail personal loan from Upwards App

To take Upwards App Personal Loan, the following documents will have to be provided:

1. Loan Application : Correctly filled loan application must be submitted.

2. Photograph :Passport size photograph must be submitted.

3. PAN Card : PAN card will have to be presented for identification.

4. Address Proof – You can submit one of the following documents as proof of address:

  • Aadhar card
  • PAN card
  • Voter ID
  • Passport
  • Utility Bills (Electricity Bill, Gas Bill, Telephone Bill etc.)

5. Income Proof – 3 months salary slip will have to be presented as proof of income.

6. Bank Statement – To take a personal loan from Upwords Loan App, you will have to provide bank statements of 6 months.

Processing Fees and Other Charges for Personal Loan from Upwards App

Processing fee and other charges are also fixed for taking personal loan from Upwards App, details of which are given below:

1. Processing Fees – When applying for a personal loan from Upwards App, you will have to pay a processing fee of 2% to 4% of the loan amount.

2. Stamp Duty – You will have to pay the stamp duty prescribed by the government.

3. GST While taking a personal loan from IndiaLends App, along with the processing fee, you will also have to pay GST at the rate prescribed by the government. Currently the GST rate is 18%.

How to Apply for Personal Loan with Upwards App?

Through Upwards App Instant Personal Loan can be applied through digital process. Follow the steps given below to apply:

1. First download Upwards Loan App from Google Play Store.

2. In the open page, enter the loan amount and job details using your mobile number.

3. Open application and enter your KYC details (Name, Income, PAN, Mobile Number, Email, City, Pincode).

6. Upload KYC documents and submit the application.

7. You will get loan approval within 1 or 2 hours after eligibility check and verification.

8. After that the loan application process will start and your loan will be transferred to your bank account.

Upwards App Personal Loan Customer Care Contact Details

Customer Service Number

+91 77150 98615

Customer Service Email




Office Address

501-A Pinnacle Corporate Park, BKC Bandra (East), Vill Kole Kalyan,Near Trade Centre Mumbai – 400051

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