How to take personal loan from avi App :- Personal loan is a loan that you can get to meet any financial need, be it to pay your credit card bills or fund your wedding. To collect. These loans are unsecured loans, which means you do not need to pledge collateral or guarantor to get the loan. Like any other loan, you have to repay the borrowed amount in EMIs (equated monthly installments).
Navi provides instant personal loans with minimum documentation in a 100% paperless manner. Download Navi App from Play Store or App Store, apply and get your preferred loan amount in your account within minutes.
In today’s post we are going to talk about what is Navi App? And how can you take a personal loan from Navi App in 5 minutes? Along with this, we will also know how much loan you can get, what interest rate you will have to pay on the loan, what documents will be required for this loan and how can you take personal loan from Navi App? So let us first know some important things about Navi Instant Loan App
How to take loan from Navi App?
Friends, taking loan from Navi App is very simple. You can get an instant loan for your requirement by following the following steps:
1. Install the app: Install Navi App on your smartphone and open an account. It is a simple process and you will be able to complete it in no time.
2. Upload required documents through profile: Go to your profile and upload your required selected documents. For example, submit your Payment Bank Cash (PAN) card and bank details.
3. Apply for Loan: Select the loan amount and loan tenure as per your needs to apply in Navi App. Once you submit your application, you will be promptly vetted and upon approval, the loan amount will be credited to you immediately.
4. Pay Interest and Aadhaar Card Amount: Navi App provides you the facility to choose the medium for payment of your loan. You can choose your favourite. You have to pay your loan interest amount and Aadhar card amount on time.
What are the benefits of taking personal loan from Navi App?
Friends, while taking loan using Navi App, you can avail these benefits:
1. Easy and fast application process: The process of taking loan through Navi App is very easy and fast. You do not need lengthy and complicated documents and the application process is completed in just a few minutes.
2. Integrated Financial Statements: Navi App provides you with integrated financial statements that include information about loan amount, interest rate and repayment period. This makes it easier for you to ascertain the authenticity of the loan and repayment dates.
3. High standards of service: Navi App provides high standards of service. This ensures that the process of obtaining the loan is correct and as per the rules.
What are the required documents to take loan from Navi App?
Identity Proof
As for your identity proof, you will need to provide it through the Navi LOAN app. For this, you will need your Intensivist Passport, Voter ID Card, PAN Card, Aadhaar Card or any other government financial identity proof document. The application will also include your identity proof details along with photograph and signature.
Address Proof
To avail a loan through Navi App, you have to submit your address proof. You can use your Aadhar Card, Voter ID Card, Driving License, Electricity Bill, Passport or other government notarized address proof document. Your permanent address will be verified in the application through these documents.
Income Verification
Another important document is confirmation of your income. Loan through Navi App will require you to provide documents to confirm your income. Some examples include salary slips, income tax returns, bank statements, or any other operational or recognized income certificate. This document will verify your income sources and validate your creditworthiness.
Eligibility for taking loan from Navi App
- Be an Indian citizen.
- The applicant should be a salaried employee or have his own business.
- Minimum monthly income from all sources should be ₹20000.
- The age of the applicant must be 18 years or more.
- The maximum age limit at the time of loan is 56 years.
- The applicant must be working in his/her field for the last 6 months.
FAQ:- Some questions related to Navi loan
Question. How much personal loan can one get on Navi App?
Answer. You can get a personal loan ranging from Rs 10 thousand to Rs 20 lakh on Navi App.
Question. What is the interest rate of Navi Personal Loan?
Answer. Navi App can charge 9.9% to 45% interest annually on the loan amount.
Question. What is Navi App Personal Loan Helpline Number?
Answer. For any assistance you can contact +91-8147544555.
Question. What documents are required for personal loan from Navi App?
Answer. You can apply for this loan only with the help of Aadhar card and PAN card.
Conclusion
If you want to get an instant loan for your financial needs then Navi App can be a convenient and easy option. As a result, you are saved from the hassles shared with banks and financial facilities are offered to you. So now when your next financial need arises, there is no need to look for new and exciting options, just choose Navi App and get the loan you need as soon as you need it.