If you are looking for a personal loan, remember that you don’t have to go anywhere. It is clear that in the current digital age, you can have an internet-enabled smartphone. Especially after the COVID-19 outbreak, more and more people are relying on such applications instead of visiting financial institutions.
Keep in mind that before taking an instant personal loan, it is advisable to carefully consider the terms, interest rate, fees and repayment schedule. This should clearly be tailored to your financial situation and needs.
How to take loan from Stashfin – How to take loan from Stashfin?
Stashfin Personal Loan is available with affordable interest rates and flexible EMIs for long tenures. Loan through this app is completely digital and contactless. You will get Stashfin Instant Personal Loan up to Rs 5 lakh for a tenure of 3 years with an annual interest rate of 11.99% to meet your monetary needs. You can use this money for bill payments, home renovation, personal expenses, etc. Stashfin Instant Personal Loan can prove to be beneficial for you due to low interest rates, paperless process, repayment tenure etc.
Here you are explained in detail about the features, benefits and charges of Stashfin Personal Loan. To avail this loan you will be provided a link button to apply now so that you do not face any problem in getting the loan.
What are Stashfin apps?
What is Stashfin?
Stashfin is a digital lending platform that was started by a group of financial services professionals. The team has experience of working with reputed firms in banking and financial services. Through its state-of-the-art technology, the company offers instant personal loans and credit line cards.
However, Stashfin offers a credit line that can be used as a personal loan and repaid in monthly installments. Any salaried or self-employed professional can download the StashFin app to utilize its services.
Stashfin Loan Details
Stashfin is a leading digital lender that offers personal loans as well as continuous credit facilities to customers to meet their various emergency cash needs.
Line of credit can be simply explained as a modified or advanced version of a personal loan. Customers not only get the benefit of instant personal loans for long tenures at competitive interest rates, but also get the benefit of credit cards in which they have to pay interest only on the amount withdrawn from the sanctioned limit.
This provides great relief in interest payments and also gives the customer the benefit of rolling format of credit. Customers can renew the available credit limit on payment of outstanding amount and thus get a continuous credit line or can withdraw from the limit multiple times. The credit lines provided by Stashfin are detailed below.
| Name of lenders | Stashfin |
| loan amount | Rs. 1,000 – Rs. 5,00,000 |
| Rate of interest | 11.99 – 59.99% APR |
| Processing Fees | 0% – 10% + GST |
| repayment period | 3 – 36 months |
| age | over 18 years |
| minimum monthly income | Rupee. 15,000 |
| bounce charges | Rupee. Rs 500 per event |
Features of Stashfin Instant Personal Loan
India’s fastest, easiest, safest, smartest credit line and personal loan app. With its quick and easy application process, Stashfin lets you enjoy a credit line up to Rs 5,00,000. At low interest rates and flexible repayment plans that best suit your needs.
- Flexible Loan Amount: Flexible Loan Amount: You can select the loan amount as per your requirement. Your good income and credit score can increase the loan amount you can get. The higher your income, the higher the loan amount you can get here. But here you can get a loan only up to a maximum of Rs 5 lakh.
- Welcome Offer: With the Stashfin Instant Personal Loan App, you get a welcome reward of up to Rs 1500. Which makes this loan application different from other loan apps. Get 1% cashback per transaction if you use Stashfin credit line online.
- RBI Registered NBFC: A personal loan company gets the opportunity to be called a registered NBFC (Non-Banking Financial Company) only after following the RBI guidelines. Stashfin Personal Loan App is also a registered Non-Banking Finance Company (NBFC), so you can trust this app.
- Loan for Low CIBIL Score: Personal loan is an unsecured loan. All banks and NBFCs check the credit history of the person before giving a personal loan. Personal loan is not available if you have a bad credit history. But, Stashfin Personal Loan App gives you loan even with low CIBIL score. To take a loan here, your minimum CIBIL score should be 650+.
- Fully Digital Process: The loan process here is completely digital. You do not need to submit any documents manually. You can apply for loan here through your PAN and Aadhar card.
- Quick and Secure Loan: Stashfin Instant Personal Loan app is highly preferred when it comes to getting loan through Aadhar Card. Here you get loan approval in less time.
- No Guarantee: When you apply for a personal loan in a bank, you have to deposit some of your belongings with the bank as security. But you do not need to deposit any security to get a personal loan under the Aadhar Card Loan Online Plan. That is why Aadhar card loan app StashFin is being liked so much.
- Loan Tenure: Most online personal loan companies offer short-term loans that you have to repay quickly. But with StashFin Loan App you get a flexible tenure of 36 months to repay the loan so that you do not face any problem in repaying the loan.
- Minimum Documents: You require very few documents to apply for a loan on the Stashfin Instant Personal Loan App. You can apply for loan here with your Aadhar card and PAN.
- Customer Service Support: Immediately after submitting the Stashfin personal loan form, the Stashfin personal loan team contacts you and gives you complete information about the loan.
Benefits of loan from Stashfin
- Loan for every need: When you apply for a personal loan from a traditional lender, it will offer you a wide range of loans. On the other hand, if you apply for an instant loan, you may get the loan quickly, but the size of the amount may be a questionable factor. But StashFin provides instant personalized permission for every need.
- Complete Security: When you apply for an instant personal loan from StashFin, you get unmatched security. This means that your personal information is safe with Stashfin and you can trust this app.
- Hassle-free documentation: To complete your personal loan application, all you need is a smartphone. You can submit your documents to Stashfin in two ways. You can either choose to submit online or they can collect your documents at your doorstep.
- Quick Disbursement: When you apply for an instant personal loan at Stashfin, it takes only 4 hours to disburse the loan amount, once your personal loan application is received. On the other hand, it may take 4-5 days to get a loan from a traditional lender.
Eligibility Criteria for Stashfin Loan
Eligibility Criteria to avail Stashfin Personal Loan-
- Applicant must be 18 years of age
- Applicant must be an Indian resident.
- The applicant must be a salaried or self-employed person.
Documents required for Stashfin loan
Documents required for StashFin Personal Loan-
- Address Proof-Aadhar Card/Voter ID/Passport/Driving License
- Identity Proof-Aadhar Card/PAN ID/
- Bank statement
- ITR/GST paper (in case of self-employed professionals)
How to take loan from Stashfin? (How to take loan from Stashfin)
How to use Stashfin app-
Download from Google Play:Stashfin
- Install the app on your device
- Register your account with StashFin.
- Fill in your personal and business details.
- Verify your details by uploading the required documents.
- After submitting, wait for the verification call.
- Application result will be informed through app notification or SMS.
- After approval, e-sign the loan agreement and receive funds in your account.
Application Process for Stashfin Line of Credit
The application process for Stashfin Line of Credit is digital and very customer friendly. Customers can download or visit the mobile application for StashFin.
The procedure for this is discussed below.
- The first step is to visit StashFin’s website or download StashFin’s mobile application available on Google Playstore and Apple Store.
- The applicant has to register on the website or application by providing basic details like name, address, email ID, mobile number etc.
- The customer will have to submit the OTP received on the mobile number to proceed.
- The next step is to upload the documents that are required to be submitted to complete the application.
- The customer will be informed when the credit line is approved and the customer will receive details of the tenure and interest rate for such facility.
- The customer can then select the date and time as per his convenience when Stashfin representatives will visit the customer’s premises to collect the documents.
- After approval of credit, the customer will get the disbursement of credit limit within 4 hours of approval or within 90 seconds through the mobile application.
Stashfin Customer Service
Stashfin Customer Care
If you face any difficulty while applying for a personal loan through StashFin, you can register your concern with StashFin customer care to get it resolved.
Visit StashFin’s Contact page and select an option related to your problem and get your query resolved. You can also find the solution with StashFin app.