How to take loan from Kissht App?

How to get loan from Kissht Loan App: Are you looking for an app that provides personal loan facility with minimum documents, then Kissht Loan App can be a better option for you. Kisht App provides you the facility of personal loan credit line for online shopping and completing personal tasks.

Well there are many in the market online loan application With the help of which you can get loan quickly. One of these is Kissht App, which provides you the facility of credit line with less documents.

In this article, we will know in detail how to take loan from Kisht App, documents required to take loan from Kisht App, eligibility, interest rate, loan tenure, loan amount, etc. So let us know.How to take loan from Kissht AppIt is,

What is Kisht App?

Kissht India’s hottestfast personal credit line It is a giving application, which provides online shopping and credit line facility to meet personal needs in easy installments to salaried and self-employed people.

Kisht App was developed in the year 2016 by Onemi Technology Solutions Pvt. Ltd. Was launched by. Whose founder is Krishnan Vishwanathan and co-founder is Karan Mehta. And its headquarters is located in Mumbai Maharashtra.

This app can be easily downloaded from Google Play Store and Apps Store. Kissht App has been downloaded by more than 10 million people from Play Store so far and more than 6 lakh people have given this app a rating of 4.3/5 on Play Store.

Is KISSHT APP safe to take loan?

Kissht App is a member of Non Banking Financial Company (NBFC) and is registered by the Reserve Bank of India (RBI). Which follows the banking rules made by RBI. Therefore it is a reliable and safe loan application.


main pointinstallment app details
app nameKissht: Instant Line of Credit
Types of LoanPersonal Loan
company’s nameOnemi Technology Solutions Pvt. Ltd.
installment app officeMumbai, Maharashtra
Founder of KishtKrishnan Viswanathan, Karan Mehta
Installation of Kissht Loan App2016
total downloadsmore than 10 million
Rating on Play Store4.3/5

Features of Installment Loan App

The main features of the installment loan app are as follows.

  • Loan facility at reasonable interest rates.
  • You can choose the loan tenure as per your convenience.
  • There are many options available to repay the loan amount.
  • 100% digital loan process without any paperwork.
  • Kisht app has many shopping partners where you can do shopping using credit line.
  • The loan is approved instantly on Kisht App and the loan amount is transferred to your bank.

Documents required to take loan from Kisht App

To take a personal loan from Kissht App, the following documents are required, which are generally available to all people.

  • pan card copy
  • aadhar card copy
  • 1 canceled bank check
  • Bank statement of last 3 months

Eligibility for installment app loan

To avail personal credit line from Kissht App, one should have the following eligibility.

  • Age: over 21 years
  • Citizenship: Indian citizen
  • Work: salaried or self-employed
  • Income:Minimum Rs 12000.


main pointKissht Loan Details
Types of LoanPersonal Loan
loan limitFrom Rs 10000 to Rs 1 lakh
Rate of interest14% to 28% per annum
processing fee2.5% + GST
EMI period3 months to 24 months

How to download KISSHT APP?

You can easily download Kisht App from Google Play Store and Apps Store. If you are facing any problem in downloading then follow the steps given below.

  • Open Google Play Store in your smartphone.
  • Now type Kissht in the search bar and search.
  • Now install the app by clicking on Install option.
  • Kisht app will be installed in your phone within some time.

If you are not able to find Kisht App on Play Store, then you can also download it by visiting the official website of Kisht App

How many types of loans are available on Kisht App?

Mainly 3 types of loans are available on Kisht app, which are as follows.

1- Online Shopping Credit Line

You can use this type of loan to shop on Kisht App’s 50+ online shopping partner websites and pay through EMIs.

Shopping Partners Website: Amazon, Flipkart, Oppo, Samsung, MakeMyTrip, Dell, Vivo, Blue Star, Uber, Myntra, Wooden Street, Kohinoor, etc.

2- Quick Personal Loan

Kissht App provides quick personal loan facility to salaried and self-employed people ranging from Rs 5 thousand to Rs 1 lakh. Which you can use for your personal work. How much loan you will get depends on your profile.

3- Revolving Credit Line Of Credit Up To 2 Years

Kisht App provides Credit License facility to its customers for 2 years. If the customer pays the loan amount regularly, the customer can repay and reuse the credit line for 2 years.

How to take loan from KISSHT APP?

To take loan from Kisht App, follow the process given below along with all the mandatory documents.

  • First of all, download and open Kissht App in your phone.
  • Now select your language and click on Lets Go.
  • Now you will get 3 options to sign up: Facebook, Gmail ID and Mobile Number. You click on the mobile number.
  • After this enter your 10 digit mobile number and click on Continue.
  • Now enter your name and Gmail ID and click on Continue.
  • After this the app will ask for some permissions which should be allowed.
  • Now the home page of Kissht App will open in front of you.
  • You have to click on Get it Now option and fill your basic details like name, date of birth, PAN card, gender, employee type, monthly salary, etc. and click on Save & Continue.
  • Now upload your KYC documents like PAN card, Aadhar card, bank statement, selfie etc. and click on Save & Continue.
  • After submitting all the documents, your profile will be checked, if you are eligible for the loan then you will get confirmation in 5 to 10 minutes.
  • After becoming eligible for the loan, fill your bank details and submit.
  • After this you will get a verification call from Kissht App.
  • After the verification call is confirmed, your loan amount will be transferred to your given bank account within some time.

In this way you can get personal loan by following the Kissht Loan App process given above.

Conclusion: How to take loan from Kisht App

If you like online shopping and do shopping regularly, then you can shop by taking a loan from Kisht App and pay as monthly EMI. Apart from this, if you need Rs 1 lakh immediately then you can apply for loan through your Aadhar card and PAN card.

We hope that this article “Kissht Loan App Review” will help you in taking loan. If you want other people to get help through this article, then share this article with your friends on social media.

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