IDFC First bank Personal Loan 2024: Who doesn’t need a loan these days? Be it buying a house or getting married, buying a car or buying a TV at home, we need a loan for all these small and big things. Similarly, IDFC First Bank Personal Loan helps you to solve your small loan problems.
IDFC First Bank Personal Loan is a personal loan given by IDFC First Bank under which you can take a personal loan up to Rs 5 Lakh for any personal purpose.
So let us try to understand some important things related to IDFC First Bank Personal Loan through this medium. Like how much loan amount you will get, what will be the interest rate of the loan, how much time will be given for repayment, and what will be the application process.
Features Of IDFC First Bank Personal Loan 2024
Friends, the features of IDFC First Bank personal loan are as follows.
- Loan is Rs 5 Lakh.
- Has the lowest interest rate.
- No guarantee is required.
- Easy application and payment process
- Instant loan disbursement
IDFC First Bank Personal Loan Amount
Friends, if your loan requirement is big and you have enough income to repay the loan, then IDFC First Bank Personal Loan is absolutely right for you. Under this loan, you can apply for a loan amount up to Rs 1 crore from IDFC First Bank.
The loan amount available depends on your credit score, your salary, your financial risk and many other things.
IDFC First Bank Personal Loan Interest Rate
Friends, before applying for a loan in any bank, it is important to know the interest rate charged on that loan. If we take this IDFC First Bank Personal Loan, then the interest rate charged on this loan will depend on your financial risk, credit score, credit history and eligibility.
The higher loan interest rate will be determined by the bank after your loan application and after checking your eligibility.
IDFC First Bank Personal Loan Eligibility Criteria
Friends, the eligibility conditions to apply for IDFC First Bank Personal Loan are as follows.
- You must be a resident of India.
- You must be 23 years of age or older and less than 60.
- You must have a living wage.
- Salary should be more than Rs 25000.
- You must be in permanent employment for at least 1 year.
- Credit score more than 750.
IDFC First Bank Personal Loan Documents Requirements
Friends, to apply for IDFC First Bank Personal Loan, you may need the following documents.
- your aadhaar card
- your pan card
- Bank account of last 6 months
- Salary slip of last 3 months
- resident certificate
- 2 passport size photographs
- ID of the company where you work
IDFC First Bank Personal Loan Apply 2024
Friends, you can apply for IDFC First Bank Personal Loan (IDFC First Bank Personal Loan kaise le) in two ways. One through online method and the other through offline method. So let us first understand the process of applying online (How to take IDFC First Bank Personal Loan) :
IDFC First Bank Personal Loan Online Apply Process:
- First of allVisit IDFC First bank website।
- Then click on the link of Personal Loan in the Loan option under the Personal tab.
- A page of personal loan application will open in front of you.
- Read and understand everything written in it carefully.
- Then Apply Now button will appear above, click on it.
- Then the main page of application will open in front of you.
- In that page you have to enter your area pin code, mobile number and date of birth and submit it.
- Then an OTP will come on your mobile, you have to submit that also.
- Then you will be asked about your basic information and job related information.
- You have to fill all these details and attach the documents.
- After all the process that form has to be submitted.
- Then IDFC First Bank will verify your application.
- If you are eligible for the loan, you will receive a confirmation call from IDFC First Bank.
- After completion of the entire process, the loan amount will be deposited in the given bank account.
IDFC First Bank Offline Apply Process:
Friends, if you want to apply offline in IDFC First Bank, then for that you will have to go to your nearest IDFC First Bank branch and meet the loan officer of the bank. Then, as per their instructions, you will have to add all your documents and submit the loan application form to them.
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