Friends, are you curious to know how to take loan from PhonePe (PhonePe se loan kaise lete hain) or how to get PhonePe loan (PhonePe loan kaise milta hai) but you do not know how to get PhonePe loan. So this article is for you only, in which we will discuss how you can take PhonePe loan, what will be the interest rate of PhonePe loan, what documents will be required to take PhonePe loan etc.
Friends, many of you must be aware of PhonePe app or perhaps many of you may be using this app in your daily life. But do you know that by using this PhonePe app, you can also take a personal loan for yourself (PhonePe loan kaise milta hain).
Yes friends, personal loan and that too through PhonePe app. So let us know how you can avail this facility of PhonePe.
How to get PhonePe loan?
Many of you might have this question in your mind that can we really take a loan through PhonePe?
My answer is yes because in reality the personal loan that PhonePe is going to give you is an online wallet based loan. In collaboration with Flipkart, PhonePe provides you the loan amount.
And my answer is no, why you can use the personal loan you get from PhonePe only online. Meaning, you can get personal loan from PhonePe only for recharge, payment of credit card bill and any other bill on PhonePe app or for online shopping from Flipkart. But you cannot transfer this loan amount to your bank account.
What documents are required for PhonePe loan?
Friends, if you are interested in taking Wallet Based Instant Personal Loan from PhonePe, then you will need the following documents to take this personal loan.
- Aadhar Card
- PAN Card
- CIBIL score (which must be 700+)
By using these documents you can easily take personal loan from PhonePe.
What is the interest rate of PhonePe Loan?
Friends, if we talk only about personal loan, then their interest rate would be very high and it is different for every bank or NBFC (Non-Banking Financial Institution).
If we talk about PhonePe personal loan, then you get this personal loan for 45 days without any interest rate. You do not have to worry about the interest rate on the loan for 45 days.
How to take loan against phone pay:-
Friends, to take loan from PhonePe app, just follow the procedure given below:
- Phone Pay App (PhonePe app) in mobile.
- Create PhonePe account with your mobile number.
- If you already have a PhonePe account then it is good.
- After that link your bank account with PhonePe Account.
- Apart from this, you have to download Flipkart app in your mobile phone.
- After downloading the Flipkart app, you have to register with your PhonePe number.
- After registering, you have to register yourself in pay later option in Flipkart app.
- Then you have to add the documents given in pay later option and upload them.
- After uploading the documents, you will get a credit limit ranging from ₹ 1000 to ₹ 50000.
- After this you have to go to your PhonePe Account and click on the My Money option.
- Go to My Money option and transfer the Flipkart pay later amount to PhonePe. Now you can use this amount for your personal work.
What is PhonePe Loan customer care number?
Friends, PhonePe loan customer care contact number is something like this – 080-68727374 / 022-68727374 and the email of the company is [email protected].
Conclusion
So friends, today we understood how to get PhonePe loan (PhonePe loan kaise milta hain), how to take loan from PhonePe (phonepe se loan kaise le) or PhonePe loan kaise milega. If you also want to take phone pe loan with the help of your mobile PhonePe app, then you just follow the instructions given above.
Friends, I hope that you would have got the answers to the questions related to how to take loan on PhonePe, how to take loan from PhonePe or how to get PhonePe loan (PhonePe loan kaise milta hain) in this article.
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