IDFC First Bank Personal Loan:

IDFC First bank Personal Loan: Who doesn’t need a loan these days? Be it buying a house or getting married, buying a car or buying a TV at home, we need a loan for all these small and big things. Similarly, IDFC First Bank Personal Loan helps you to solve your small loan problems.

IDFC First Bank Personal Loan is a personal loan given by IDFC First Bank under which you can take a personal loan up to Rs 1 crore for any personal purpose.

So let us try to understand some important things related to IDFC First Bank Personal Loan through this medium. Like how much loan amount you will get, what will be the interest rate of the loan, how much time will be given for repayment, and what will be the application process.

Features Of IDFC First Bank Personal Loan

Friends, the features of IDFC First Bank personal loan are as follows.

  • Loan is available up to Rs 1 crore.
  • Has the lowest interest rate.
  • No guarantee is required.
  • Easy application and payment process
  • Instant loan disbursement

IDFC First Bank Personal Loan Amount

Friends, if your loan requirement is big and you have enough income to repay the loan, then IDFC First Bank Personal Loan is absolutely right for you. Under this loan, you can apply for a loan amount up to Rs 1 crore from IDFC First Bank.

The loan amount available depends on your credit score, your salary, your financial risk and many other things.

IDFC First Bank Personal Loan Interest Rate

Friends, before applying for a loan in any bank, it is important to know the interest rate charged on that loan. If we take this IDFC First Bank Personal Loan, then the interest rate charged on this loan will depend on your financial risk, credit score, credit history and eligibility.

The interest charged on the amount taken from IDFC First Bank Personal Loan starts from 10.49%. The higher loan interest rate will be determined by the bank after your loan application and after checking your eligibility.

IDFC First Bank Personal Loan Tenure

Friends, if you apply for a Personal Loan from IDFC First Bank, then to repay the loan amount taken under this loan, you are given a period of 1 year to 5 years depending on the loan amount.

If your salary is good and meets their eligibility criteria, then you can get this loan at minimum interest for a longer period.

IDFC First Bank Personal Loan Eligibility Criteria

Friends, the eligibility conditions to apply for IDFC First Bank Personal Loan are as follows.

  • You must be a resident of India.
  • You must be 23 years of age or older and less than 60.
  • You must have a living wage.
  • Salary should be more than Rs 25000.
  • You must be in permanent employment for at least 1 year.
  • Your credit score should be more than 750.

IDFC First Bank Personal Loan Documents Requirements

Friends, to apply for IDFC First Bank Personal Loan, you may need the following documents.

  • your aadhaar card
  • your pan card
  • Bank account of last 6 months
  • Salary slip of last 3 months
  • resident certificate
  • 2 passport size photographs
  • ID of the company where you work

IDFC First Bank Personal Loan Apply

Friends, you can apply for IDFC First Bank Personal Loan (IDFC First Bank Personal Loan kaise le) in two ways. One through online method and the other through offline method. So let us first understand the process of applying online (How to take IDFC First Bank Personal Loan) :

IDFC First Bank Personal Loan Online Apply Process:

  • First of allVisit IDFC First bank website।
  • Then click on the link of Personal Loan in the Loan option under the Personal tab.
  • A page of personal loan application will open in front of you.
  • Read and understand everything written in it carefully.
  • Then Apply Now button will appear above, click on it.
  • Then the main page of application will open in front of you.
  • In that page you have to enter your area pin code, mobile number and date of birth and submit it.
  • Then an OTP will come on your mobile, you have to submit that also.
  • Then you will be asked about your basic information and job related information.
  • You have to fill all these details and attach the documents.
  • After all the process that form has to be submitted.
  • Then IDFC First Bank will verify your application.
  • If you are eligible for the loan, you will receive a confirmation call from IDFC First Bank.
  • After completion of the entire process, the loan amount will be deposited in the given bank account.

IDFC First Bank Offline Apply Process:

Friends, if you want to apply offline in IDFC First Bank, then for that you will have to go to your nearest IDFC First Bank branch and meet the loan officer of the bank. Then, as per their instructions, you will have to add all your documents and submit the loan application form to them.

conclusion

So friends, today we have shared important information related to IDFC First Bank Personal Loan in this article. In this article, we have explained the loan amount you will get under this personal loan, the interest charged on that amount, the documents required for the application, and the application process.

If you are interested in taking IDFC First Bank Personal Loan, then the important information shared in this article can prove to be very beneficial for you.

If you enjoyed reading this article, do not forget to share it with your friends or relatives and do share your feedback with us through your comments.

Questions (FAQ’s) related to IDFC First Bank Personal Loan

IDFC First Bank Personal Loan (Customer care Number) What is the customer care number?

Friends, if you have any questions or doubts related to IDFC First Bank Personal Loan, then you can ask this information or question by calling their customer care number (IDFC First Bank Customer Care Number). Their customer care number (IDFC First Bank Customer Care Number) is as follows.
IDFC First Bank Customer Care Number : – 1860 258 2000

What is the interest rate of IDFC First Bank Personal Loan?

Friends, the interest rate on loan taken under IDFC First Bank Personal Loan depends on many things. Such as the loan amount, your salary, your credit score, your financial risk etc. But the interest rate for IDFC First Bank personal loan starts from 10.49%. And it will be less or more depending on your eligibility.

How much amount is available for IDFC First Bank Personal Loan?

The loan amount you get when you apply for a personal loan from IDFC First Bank depends on your salary and financial risk. If your salary is good and your credit score is also good, then you can apply for a personal loan up to Rs 1 crore under IDFC First Bank’s personal loan.

What should be the salary to take IDFC First Bank Personal Loan?

Friend, if you are interested in applying for IDFC First Personal Loan, then to apply for this loan, you must have at least in hand salary i.e. salary after deduction in the bank of Rs. 25000.

What is the process of applying for IDFC First Bank Personal Loan?

Friends Offer: If you are interested in IDFC First Bank personal loan and want to apply for this loan, then for this we have explained the complete application process above. You can apply for a personal loan at IDFC First Bank by applying in the bank that way or by applying online.

IDFC First Bank Personal Loan Details

Friends, IDFC First Personal Loan Details (IDFC First Bank Personal Loan Details) are like this.
IDFC First Bank Personal Loan Details:-
Scheme Name: -IDFC First Bank Personal Loan
Loan Amount: – Up to 1 CR.
Interest Rate: – 10.49% Onwards
Tenure: – Up to 5 Years
Processing Charges: -3.5% of Loan Amount
Foreclosing charges: – 5% of Loan Amount
Overdue Charges: -2% of unpaid EMI or Rs 300 whichever is higher

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